About Us

N Y Leasing launched its operations as a provider of individual and small business loan services to rural & semi-urban customers in 2018 (Year). N.Y. Leasing Pvt. Ltd. is registered as a Non-Banking Finance Company (Non-Deposit Taking) under the Section 45IA of the Reserve Bank of India Act, 1934 having Registration No. 14.00300 dated 6th day of March, 1998. N.Y. Leasing Pvt. Ltd. N.Y. Leasing Pvt. Ltd. rigorously follows ‘Guidelines on Fair Practices Code for NBFCs’ issued by RBI.

Our business is primarily based on financing enterprising Individuals, which allows us to provide collateral-free, microcredit facilities to economically active women in both rural and urban areas, who otherwise have limited access to mainstream financial service providers. We also offer loans to individual persons, product financing for the purchase of Consumer Durables, E-Rickshaw, digital loan, etc.

With operations spanning 4 states across India including Uttar Pradesh, Bihar, Haryana, Delhi & NCR. N Y Leasing maintains a focus on rural and semi-urban areas, ensuring that our services reach deep within those numerous regions that usually face low or at best, moderate rates of penetration by other microfinance institutions.

Our Products

Seed Loan

Introduction- This product is aimed at our rural women clients who are looking for funds to start  or expand their business.

Loan Amount- Rs. 10,000- Rs. 75,000

Tenure- upto 1 year

Micro Enterprise Loan

Introduction- This product is aimed at existing micro & small businesses which are looking at expansion or fulfilling their Working Capital requirements. The primary audience for this product are micro & small businesses based out of Semi-urban & rural areas.

Loan Amount- Rs. 75,000 – Rs. 2,00,000

Tenure- upto 2 year

Business Loan

Introduction- The product aims to cater to Small & Medium business based in Urban & Semi-Urban areas for fulfilling their growth objectives.

Loan Amount- Rs. 2,00,000 – Rs 5,00,000

Tenure- upto 3 year 

Consumer Durable Loan

Introduction- The aspirations of Indians for lifestyle upgrade is being fulfilled by our offering of Consumer Durable Loans in territories where such offerings are unheard of or are not available at this point of time.

Loan Amount- Up to Rs 50,000 

Tenure- upto 1 year 

E-Vehicle Loan

Introduction- This product aims to finance purchase of electric vehicles for income generating purposes for individuals in rural & semi urban centres.

Loan Amount- Up to Rs. 1,50,000 

Tenure- upto 2 year

Digital Loan

Introduction-This loan aims to fulfil short term financial needs of our customers. The primary audience of these loans are working class individuals residing in urban & semi-urban centres.

Loan Amount- Rs. 2000 – Rs. 10,000

Tenure- 30 Days

Why Choose Us?

Fast Loan Disbursements

Get your loan with 3-5 Day.

Flexible Loan, No hidden Cost

You decide how to use the capital for your business.

Fair Interest Rates

Best and customized rate of interest.

Our Technical Partners


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