➔ Easy unsecured credit of up to Rs 3,00,000 without any collateral
➔ Interest rate 17% – 35% p.a. reducing; PF 3.0%
➔ Salaried employees; 23-55 years old with Net Take Home > Rs. 25,000 through NEFT/ ECS/ CMS/IMPS. Cash/ cheque salary mode is not eligible
➔ Open for customers with bureau score > 650
➔ Mobile, PAN, mobile linked Aadhaar, internet banking (any leading bank) required.
➔ Salaried employees not registered/ opted out from EPFO are also eligible.
➔ Instant Loan Approval: AIP within 30 seconds and final approval within 3 minutes
➔ Same day disbursement in the bank account
➔ No physical residence or office CPV; No salary slip required
➔ Full Flexibility: On click or in-app instant prepayment and foreclosure facility after 1st EMI.
➔ Zero Paper: No physical or scan documents. 100% e-KYC, video-KYC, e-sign, e-NACH
Loan Amt Range
6M/ 12M/ 18M/ 24M/ 30M/ 36M
80 locations pan India
Minimum Net Take Home
All those receiving salary through bank transfer with minimum 3 months stability with current employer. Proprietorship/ partnership/ LLP firms’ employees also eligible with job proof