Product offering

➔ Easy unsecured credit of up to Rs 3,00,000 without any collateral

➔ Interest rate 17% – 35% p.a. reducing; PF 3.0%

Customer Segment

➔ Salaried employees; 23-55 years old with Net Take Home > Rs. 25,000 through NEFT/ ECS/ CMS/IMPS. Cash/ cheque salary mode is not eligible

➔ Open for customers with bureau score > 650

➔ Mobile, PAN, mobile linked Aadhaar, internet banking (any leading bank) required.

➔ Salaried employees not registered/ opted out from EPFO are also eligible.

Salient Features

➔ Instant Loan Approval: AIP within 30 seconds and final approval within 3 minutes

➔ Same day disbursement in the bank account

➔ No physical residence or office CPV; No salary slip required

➔ Full Flexibility: On click or in-app instant prepayment and foreclosure facility after 1st EMI.

➔ Zero Paper: No physical or scan documents. 100% e-KYC, video-KYC, e-sign, e-NACH

Loan Amt Range

Rs. 10,000-3,00,000

Tenure Options

6M/ 12M/ 18M/ 24M/ 30M/ 36M


80 locations pan India

Minimum Net Take Home

Rs. 25,000/-

Age range

23-55 years


All those receiving salary through bank transfer with minimum 3 months stability with current employer. Proprietorship/ partnership/ LLP firms’ employees also eligible with job proof


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