Product offering

➔ Easy unsecured credit of up to Rs 3,00,000 without any collateral

➔ Interest rate 17% – 35% p.a. reducing; PF 3.0%

Customer Segment

➔ Salaried employees; 23-55 years old with Net Take Home > Rs. 25,000 through NEFT/ ECS/ CMS/IMPS. Cash/ cheque salary mode is not eligible

➔ Open for customers with bureau score > 650

➔ Mobile, PAN, mobile linked Aadhaar, internet banking (any leading bank) required.

➔ Salaried employees not registered/ opted out from EPFO are also eligible.

Salient Features

➔ Instant Loan Approval: AIP within 30 seconds and final approval within 3 minutes

➔ Same day disbursement in the bank account

➔ No physical residence or office CPV; No salary slip required

➔ Full Flexibility: On click or in-app instant prepayment and foreclosure facility after 1st EMI.

➔ Zero Paper: No physical or scan documents. 100% e-KYC, video-KYC, e-sign, e-NACH